Couples therapy is often not reimbursable by insurance because it is typically considered a non-medical service. Insurance companies usually cover treatments for diagnosable mental health conditions, but couples therapy focuses on relationship issues rather than individual mental health diagnoses. As a result, it falls outside the scope of what most insurance plans are designed to cover. This can vary by provider and policy, so it’s always a good idea to check with your insurance company for specific details. Your insurance provider may state that they cover Couples therapy through the diagnosis of 90847 (Family Therapy with patient present) - this is NOT the same thing as Couples therapy and I will not be able to provide an insurance ready statement for Couples therapy UNLESS your insurance reports they accept V or Z codes. Please call or send me a message if you would like further explanation or have any questions regarding this policy.

You have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost. Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services. You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees. Make sure your health care provider gives you a Good Faith Estimate in writing at least 1 business day before your medical service or item. You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service. If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill. Make sure to save a copy or picture of your Good Faith Estimate. For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises or call 800-985-3059.